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- about Accident Insurance
Your Calgary Accident Insurance Experts
Combined Insurance is a licenced insurance brokerage that specializes in providing affordable accident insurance plans to individuals/families in the Calgary area. What sets Combine Insurance apart from other brokers is their commitment to offer the best products with no claim limits and stable rates, ensuring that their clients have Peace of Mind when it comes to their coverage.
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successful claims
Your Goals Are Our Top Priority.
- Our Services
Our Insurance Services in Calgary
Instant Protection When It Matters Most
Accident Insurance That Starts From Day One
Time is critical when accidents strike. That’s why our Calgary accident insurance plans offer immediate coverage—no waiting period. From the very first day, your hospital stays, rehab costs, and follow-up treatments are covered. Get the support you need right when you need it, with fast, reliable payouts you can count on.
No Limits. No Worries.
Unlimited Claims Without Rate Increases
Unlike other plans, our accident insurance doesn’t penalize you for using it. You can make multiple claims without ever facing a premium hike. Enjoy consistent, budget-friendly protection with no hidden surprises—just dependable financial support every time you need it.
Coverage That Fits Every Lifestyle
No Exclusions for High-Risk Jobs or Hobbies
Work in a physically demanding job or enjoy adrenaline-filled hobbies? No problem. Our Calgary accident insurance plans are built to cover everyone—regardless of profession or lifestyle. You stay protected doing what you love, without compromise.
Start Your Free Accident Insurance Quote Today
Another notable aspect of Combined Insurance’s accident insurance plans is that there are no exclusions for high-risk work or hobbies. Whether you have a risky job or engage in adventurous activities, you can rest easy knowing that you are covered by Combined Insurance’s comprehensive accident insurance plans.
- Unpredictable Accidents, Predictable Protection
Stay Financially Secure—No Matter What Life Throws Your Way
Accidents can happen anywhere, anytime—but your finances don’t have to suffer. Our Calgary accident insurance provides fast, flexible coverage with no waiting periods, no claim limits, and no rate increases. Whether it’s a broken bone or a hospital stay, you’ll receive the support you need, when you need it most.
- Why Choose Our Calgary Accident Insurance?
Affordable, Reliable Coverage That Puts You First
Choosing the right accident insurance can make all the difference when life throws you the unexpected. Our Calgary-based plans are designed with your real-world needs in mind—offering immediate coverage, no rate hikes after claims, and no exclusions for risky jobs or hobbies. Whether you’re self-employed, active, or simply looking for peace of mind, we’ve got your back with flexible, straightforward protection that works when you need it most.
- Claims Start Day One — No waiting period delays
- No Rate Increases — Premiums stay the same after claims
- High-Risk Jobs Covered — No exclusions for risky occupations
- Our working process
Simple 4-Step Process
covered quickly and easily with our straightforward, hassle-free-4-step accident insurance process.
- Testimonials
What Our Client say
Dental Office Manager
“I appreciated the professionalism and responsiveness throughout the claims process. Christina ensured I understood every detail. Exceptional service and comprehensive accident protection—highly recommended.”
Self-Employed Contractor
“Navigating insurance after an accident was smooth with Combined Insurance. Their fast, no-wait coverage and consistent communication made all the difference during a truly challenging time.”
Commercial Driver
“As a working professional, having accident coverage without exclusions was essential. Combined Insurance delivered fast, effective service and reliable benefits when I needed them most.”
— Jordan M.Construction Site Supervisor