- about Critical Illness Insurance
Peace of Mind During Life's Toughest Moments
- Comprehensive Coverage
- Fast, Fair Payouts
- Expert Medical Support
- Local Expertise
- Family-Friendly Options
- Affordable Plans
- Our Services
Our Insurance Services in Calgary
Understand the Financial Lifeline
What Is Critical Illness Insurance?
Critical illness insurance provides you with a lump sum payment if you’re diagnosed with a life-threatening illness covered under your policy. This benefit is meant to help cover:
- Medical bills not covered by provincial health plans
- Lost income from time off work
- A vacation while recuperating
Protection When It Matters Most
Cover Life’s Unexpected Turns with Confidence
Whether you’re newly diagnosed or just preparing for the future, having critical illness insurance gives you the financial breathing room to focus on healing. Combined Insurance policies deliver fast payouts, comprehensive protection, and local Calgary expertise—ensuring that no matter the diagnosis, you’re supported from day one.
Nearly two in five Canadians are expected to be diagnosed with cancer in their lifetime. Have peace in mind and get a lump sum of up to $100,000 pay off expenses and debts. Teledoc medical expert services included. With paid-up options you can receive lifetime coverage.
Built for Every Calgary Lifestyle
Flexible Coverage for Families, Workers & Entrepreneurs
Start Your Free Critical Illness Insurance Quote Today
- In conclusion
Coverage for 26 Major Illnesses
Combined Insurance’s critical illness plans cover 26 major illnesses, far exceeding the industry standard. These include: With the paid-up option for lifetime coverage, the question is not if you will use your benefit but when.
- Cancer (all life-threatening types)
- Heart attack
- Stroke
- Kidney failure
- Multiple sclerosis
- Parkinson’s disease
- Alzheimer’s disease
- Aortic surgery
- Major organ transplant
- Benign brain tumor
- Blindness, deafness, and paralysis This wide-ranging protection ensures you’re covered for nearly every major health crisis that can disrupt your life and finances.
- Cancer
- Heart attack
- Stroke
- Aortic surgery
- Aplastic anemia
- Bacterial meningitis
- Benign brain tumour
- Blindness
- Coma
- Coronary artery bypass graft (CABG) surgery
- Deafness
- Dismemberment
- Kidney failure
- Loss of speech
- Dementia, including Alzheimer's disease
- Heart valve replacement or repair
- Loss of independent existence
- Major organ failure on waiting list
- Major organ transplant
- Motor neuron disease
- Multiple sclerosis
- Occupational HIV infection
- Parkinson's disease
- Paralysis
- Severe burns
- Traumatic head injury
- Paralysis
- Severe burns
- Traumatic head injury
- This wide-ranging protection ensures you’re covered for nearly every major health crisis that can disrupt your life and finances.
- Trusted Local Expertise with Personalized Care
Why Choose Combined Insurance in Calgary?
- Personalized quotes based on your specific needs
- Local support and direct communication
- Transparent policies with no hidden fees
- Our working process
Simple 4-Step Process
Get covered quickly and easily with our straightforward, hassle-free 4-step critical illness insurance process.
- Testimonials
What Our Client say
When I was diagnosed with cancer, Combined Insurance’s critical illness plan made all the difference. The quick payout helped me focus on treatment without worrying about bills. Plus, the Teladoc doctors were a lifesaver for getting expert advice right away.
